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Thailand Digital Thai Baht

Bank of Thailand

Status

Overall Status:Pilot
Policy Stance:Supportive
Availability
Retailpilot
Wholesalepilot

Architecture

Type:retail
Architecture:two-tier
Legal Tender:pilot only

Cross-Border Projects

mBridge

Role: participant

active

Capabilities

offline payments
programmability
cross border
interest bearing
transaction limits

Frequently Asked Questions

Does Thailand have a CBDC?

Yes, Thailand is developing Thailand Digital Thai Baht, currently in pilot phase.

What is the status of Thailand's CBDC?

Thailand Digital Thai Baht is in pilot phase as of 2026-02-17. The pilot program is actively testing with real users.

When did Thailand launch its CBDC pilot?

The pilot launched on 2022-12-01.

How many people use Thailand's CBDC?

User and wallet metrics are not publicly available at this time.

Is Thailand's CBDC retail or wholesale?

Thailand Digital Thai Baht is a retail CBDC designed for public use in everyday transactions.

Which central bank manages Thailand Digital Thai Baht?

Thailand Digital Thai Baht is managed by Bank of Thailand.

Recent Developments

According to the Bank of Thailand (BOT), Thailand has been exploring CBDC since 2018 with Project Inthanon, a wholesale CBDC initiative using DLT for cash tokenization, decentralized transfers, and bond tokenization. Project Inthanon-LionRock (2020) was a cross-border collaboration with the Hong Kong Monetary Authority. Project Bang Khun Phrom (end-2022 to Q3 2023) was a retail pilot limited to 10,000 participants with mobile app-based identity verification and 1:1 digital baht transfers. The BOT launched the Programmable Payment Sandbox in 2024 (expanded December 24, 2025), a Thai Baht-backed stablecoin sandbox for testing DLT, smart contracts, and condition-based payments. Thailand is a founding participant in Project mBridge since 2021, reaching MVP in mid-2024 alongside China, Hong Kong, and UAE. The government digital wallet scheme (launched August 1, 2024) is separate from BOT's CBDC initiatives. BOT has no immediate plans to issue retail CBDC officially but applies insights to programmable payments and tokenized assets.

Updated: 2/17/2026

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