Skip to main content

Jamaica JAM-DEX (Jamaica Digital Exchange)

Bank of Jamaica

Status

Overall Status:Live
Policy Stance:Supportive
Availability
Retaillive
Wholesalenone

Metrics

Wallets:282,274
Annual Volume:$0B
As of:2024-12-31
Confidence:high

Architecture

Typeretail
Architecturetwo-tier
Access Modelaccount based
Legal Tenderfull

Cross-Border Projects

No cross-border projects reported.

Capabilities

offline payments
programmability
cross border
interest bearing
transaction limits

Frequently Asked Questions

Does Jamaica have a CBDC?

Yes, Jamaica is developing Jamaica JAM-DEX (Jamaica Digital Exchange), currently in live phase.

What is the status of Jamaica's CBDC?

Jamaica JAM-DEX (Jamaica Digital Exchange) is in live phase as of 2026-02-17. The CBDC has launched for public use.

When did Jamaica launch its CBDC pilot?

The pilot launched on 2021-08-01. As of 2024-12-31, it has 282,274 wallets.

How many people use Jamaica's CBDC?

As of 2024-12-31, Jamaica JAM-DEX (Jamaica Digital Exchange) has 282,274 wallets/users. Annual transaction volume is $0 billion.

Is Jamaica's CBDC retail or wholesale?

Jamaica JAM-DEX (Jamaica Digital Exchange) is a retail CBDC designed for public use in everyday transactions.

Which central bank manages Jamaica JAM-DEX (Jamaica Digital Exchange)?

Jamaica JAM-DEX (Jamaica Digital Exchange) is managed by Bank of Jamaica.

Recent Developments

JAM-DEX is the world's first CBDC with legal tender status, launched July 11, 2022. The digitized Jamaican dollar is managed by the Bank of Jamaica and distributed through wallet providers. Pilot began August 2021 with J$230 million minted. Three wallet providers onboarded: National Commercial Bank (Lynk), JN Bank, and Sagicor Bank. Adoption driven by government incentives including 2% cashback and merchant signup bonuses. Pilot expansion planned for 2026.

Updated: 2/17/2026

Related CBDCs