Status
LIVE
Program Snapshot
Current status fields and timeline data from the profile record.
Type
RETAIL
Program classification
Wallets
197,041
As of 2024-06-30
Annual Volume
Not listed
high confidence
Status and Timeline
| Field | Value |
|---|---|
| Announced | 2021-10-01 |
| Pilot start | Not listed |
| Launch | 2021-10-25 |
| Last verified | 2026-04-18 |
Availability
- Retail
- live
- Wholesale
- none
Central Bank
Central Bank of Nigeria
Technical Profile
| Attribute | Value |
|---|---|
| Type | Retail |
| Architecture | two-tier |
| Access model | account based |
| Technology base | dlt |
| Legal tender | full |
Capabilities
offline payments: No
programmability: No
cross border: No
interest bearing: No
transaction limits: Yes
Cross-Border Projects
No cross-border project entries are listed for this profile.
Recent Updates
Africa's first live CBDC launched on October 25, 2021. According to the Central Bank of Nigeria's June 2024 Financial Stability Report, onboarded eNaira customers rose to 28,460,316 by end-June 2024 while active wallets remained 197,041. The same report said eNaira in circulation increased to ₦18.29 billion at end-June 2024. The Central Bank of Nigeria's December 2024 Financial Stability Report later recorded eNaira at ₦18.31 billion at end-2024. Recent official materials continue to treat the eNaira as a legal-tender CBDC, but public reporting now emphasizes circulation and wallet activity rather than new retail-adoption milestones.
Updated: Apr 18, 2026
Frequently Asked Questions
Does Nigeria have a CBDC?
According to listed sources, Nigeria is developing Nigeria eNaira, currently in live phase.
What is the current status of Nigeria's CBDC?
Nigeria eNaira is listed as live as of 2026-04-18.
When did Nigeria start CBDC pilot activity?
No pilot start date is listed for this program.
How many users or wallets are reported for Nigeria's CBDC?
As of 2024-06-30, Nigeria eNaira reports 197,041 wallets.
Is Nigeria's CBDC retail, wholesale, or hybrid?
Nigeria eNaira is categorized as retail.
Which institution manages Nigeria eNaira?
Nigeria eNaira is managed by Central Bank of Nigeria.
Related CBDCs
Sources
Sources
Last verified: 2026-04-18
eNaira - Central Bank of Nigeria
central bank
eNaira Official Website
central bank
President Buhari To Unveil eNaira on Monday, 25 October 2021 - CBN Press Release
central bank
Design Paper for the eNaira - Central Bank of Nigeria
central bank
Economics of Digital Currencies - CBN Publication
central bank
Financial Stability Report - June 2024
central bank
Financial Stability Report - December 2024
central bank